For new graduate borrowers under the federal rules effective July 1, 2026, the annual Direct Unsubsidized Loan limit is $20,500.
There is also a $100,000 graduate aggregate loan limit and a $257,500 lifetime maximum across applicable federal student loans.
Those are maximum federal limits, not guaranteed award amounts. William Jewell determines each student's individual eligibility.
Some continuing borrowers may fall under prior federal rules. William Jewell will identify those cases.